No fluff, no templates — just clear financial planning and personalized support from a Canadian team that gets small business.
Budgeting Services For Canadian
Small Businesses And Individuals
We help you take control of your finances — without the stress of doing it alone. Virtual Bookkeeping offers budgeting services tailored to self-employed professionals, business owners, and individuals across Canada. Whether you’re starting from scratch or trying to clean up your numbers, we’ll help you build a clear, personalized plan that supports your life and your goals.
Since 1999, we’ve supported Canadians with practical, goal-focused budgets that work in the real world — not just on paper. Our financial planning services are flexible, approachable, and designed to make it easier to manage your money with confidence.
Personalized Budgets That Support Your Goals
We work with clients across Canada at all stages of growth — including:
- Self-employed tradespeople and freelancers
- New and growing small businesses
- Entrepreneurs in seasonal or cash-based industries
- Individuals managing personal or household finances
You’ll know exactly where your money’s going — and how to make smarter financial decisions month after month.
What’s Included In Our Budgeting Services
We don’t just hand you a spreadsheet and wish you luck. Our done-with-you budgeting services include:
- Cash flow planning and forecasts
- Rolling 12-month projections
- Trend and variance reporting
- Practical savings and debt reduction planning
You’ll know exactly where your money’s going — and how to make smarter financial decisions month after month.
Financial Consulting For Better Clarity And Control
Need help beyond the numbers? We offer affordable financial consulting focused on budgeting, planning, and operational guidance. Our advice is based on your actual financial data — not generic templates — and tailored to your industry, seasonality, and goals.
We’re here to help you build a system that works, not just track what already happened.
Progress Over Perfection
Our clients value budgeting not just for the numbers, but for what it makes possible. With our help, you’ll gain:
- Clarity around your income and spending
- Tools to stay on top of seasonal changes
- Support to stick to your savings and debt goals
- Peace of mind from knowing you’re not falling behind
It’s not about getting everything perfect. It’s about moving forward with confidence and a plan.
Free Assessment
Tell us your goals, challenges, and where you need support
Budget Build
We create a personalized plan that fits your real income and expenses
Ongoing Support
Get regular check-ins and updates to keep things on track
What Does Budgeting Cost?
Our budgeting service fees are based on the size of your business or household, your financial complexity, and how much support you need.
To request a custom quote, call 1-855-774-3330 or contact us.