TORONTO BOOKKEEPING SERVICES

Smart, secure, and built for small business owners in the GTA.

TORONTO BOOKKEEPING SERVICES

Smart, secure, and built for small business owners in the GTA.

Online bookkeeping that feels local — because it is.

If you’re searching for trusted bookkeeping services in Toronto, you’ve found the right partner. Whether you’re near Queen West or running a business in North York, our online bookkeeping services are designed for small business owners across the GTA. With over 25 years of experience and Canadian-based bookkeepers, we make your numbers make sense — without the stress of doing it yourself or hiring full-time staff.

From GST/HST returns to reconciling accounts and providing clear monthly reports, we take care of the books so you can focus on running your business.

Looking to dig deeper? Explore our services:

Toronto’s pace is fast — and keeping up with your finances shouldn’t slow you down. Our services are built around flexibility, compliance, and personalized attention. We understand the needs of local entrepreneurs, independent contractors, and incorporated businesses in the city.

Here’s what you get with our Online Bookkeeping Services

  • Remote bookkeeping tailored to your business structure
  • Clear monthly financial reports
  • CRA-compliant recordkeeping
  • Online Accounting Services to support more complex needs
  • Secure cloud-based systems — no paperwork, no clutter
  • Personal communication with a real Canadian bookkeeper

     

Need help organizing your numbers? We also provide Budget Planner Canada support to help you build clarity and stay on track with your business goals.

We work with small businesses in every sector — retail, trades, creatives, consultants, healthcare, and beyond. Whether you’re a sole proprietor running things solo or a corporation with a growing team, we adapt to how you operate.

Some of the day-to-day work we manage includes:

  • Account reconciliations and expense categorization
  • Payroll processing and CRA remittances
  • HST/GST filings and compliance
  • Year-end packages for your accountant
  • Financial statement preparation
  • Cash flow reports and budget comparisons

     

And if you’re already using or want to learn QuickBooks Training Canada, we can help with setup, best practices, and monthly support.

Working with us is easier than you might expect. There’s no software to install, and no in-person meetings unless you want them. Your Toronto bookkeeper is just a secure message or Zoom call away.

  • You send documents through a secure online portal
  • We do the books, reconcile accounts, and track deadlines
  • You get easy-to-understand monthly reports
  • And if anything’s unclear? You’ll hear from us

     

Get the details here: How Virtual Bookkeeping Works

Can I meet with someone in person?
Our services are fully remote, but if you prefer a phone or Zoom meeting to go over your books, that’s always available.

Do you handle HST for Ontario businesses?
Absolutely. We ensure all filings are accurate and on time — whether you file quarterly, annually, or monthly.

Is everything based in Canada?
Yes. Your data, your bookkeeper, and your support team — all based right here in Canada.

Do you offer support year-round or just at tax time?
We’re with you every month — so you’re always audit-ready, informed, and confident.

Get started with a Free Bookkeeping Assessment— no pressure, just honest, expert advice tailored to your Toronto business.

Testimonials

ExcellentGoogle star 1Google star 2Google star 3Google star 4Google star 55.057 reviews
5.0Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent57 reviews
Posted on Google Google
Lara Longo profile picture
Lara Longo
23 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I highly recommend Monica and her team for booking keeping and financial guidance. Their service offering is unique and exceptional.
Posted on Google Google
Teena Aujla profile picture
Teena Aujla
15 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Virtual Bookkeeping came highly recommended, and did not disappoint. We have only been working together a few months and we have saved so much money already. Thanks so much to the team at Virtual Bookkeeping!
Posted on Google Google
James Finlayson profile picture
James Finlayson
15 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Monica and her team have been extremely helpful for managing our finances. It’s so great to have an impartial mediator between my wife and I, when it comes to this topic. It’s been very good for our marriage, and for our pocketbook!
Posted on Google Google
Sarah Pasha profile picture
Sarah Pasha
14 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
My experience with Virtual Bookkeeping, has been great! Friendly, organized, responsible team where I feel safe and well managed. Highly recommend!!
Posted on Google Google
Priscella Leblanc profile picture
Priscella Leblanc
10 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I’ve been working with Monica and her team for over 15 years. She is very detailed oriented, kind, knows exactly what you need to be doing to help you budget and understand your money. Budgeting has always been an issue for me growing up, but Monica has been able to help me through it all. Looking forward to our next weekly meeting. This is perfect for people like me who don’t understand budgeting and saving. Highly recommend. Thanks again.
Posted on Google Google
Nicole Robb profile picture
Nicole Robb
9 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Hiring an outside bookkeeper was one of the best decisions I made for my small business. I’ve been working with Monica and her team since 2022 and highly recommend them. They have made end of year accounting a breeze compared to my attempts. Reasonably priced and attentive.
Posted on Google Google
Christina Lavoie profile picture
Christina Lavoie
7 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Monica has been helping us be more accountable to our spend and helping us put money away in savings - a feat with growing children! She is clear, concise and helps to keep us moving forward in our financial journey. It was always a trigger topic in our home, and now it's easy to have conversations about what is going where and how things are moving around. Open, honest conversation within our home and with Monica - thank you for your help! It's made a very big difference already!
Posted on Google Google
Kristin Patten profile picture
Kristin Patten
10 November 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
My husband and I have been working with Monica for over five years now. It not only was a significant part of saving our marriage, but gave us a purposeful consistent time each week to devote to managing our budget. How many people can they actually do that? It allows for you to use the funds that you have to do what you actually want, instead of Asking yourself at the end of the month “where did all my money go?” Monica is in charge of both of our business books. She uses QuickBooks to log all of our expenses and income, and provides our tax documentation. My husband has a business and I have a business. She then also manages our weekly budget, which is a very unique service that I cannot find anywhere else. She walks with us through where to transfer what, to pay bills, save and have a reasonable amount of spending. She allows for us to use our credit card, but coaches us to pay them off every single month. She does allow us to use the debit card (despite her preference), but also encourags cash as that has proven even from our perspective to be the most effective way to stay within budget. If you’re thinking that you can’t afford her services, the reality is she saves you that much money plus more. I know everyone’s situation is different, but for us this service has truly been a game changer for our businesses and our relationship. No harm in trying it out!!
Posted on Google Google
Cynthia Resser profile picture
Cynthia Resser
6 November 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Monica and her team effectively started me on good budgeting habits, which I have now maintained for several years. There is a great peace of mind knowing she is there to keep me on track, week after week and year after year. My financial life has improved greatly since I started working with Monica, and I would highly recommend her services to anyone who could use a bit of financial discipline.
Posted on Google Google
Matt Perkins profile picture
Matt Perkins
5 November 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Virtual bookkeeping has really changed our lives and helped to put the value back in money. In a world of 'everybody can afford anything' it helps to put value back into daily living. It provides accountability to your spending habits. It has also given us the confidence to move on things without second guessing them, for example an electric car and moving to a larger property.

Get started with a free bookkeeping assessment.